Terms of Service
Effective Date: June 19, 2025

Welcome to FourAmAcademy.com!
These Terms of Service ("Terms", "Agreement") govern your use of the website located at www.FourAmAcademy.com (the “Service”) operated by FourAm Academy (“we”, “us”, or “our”).

By accessing or using the Service, you agree to be legally bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

Please read these Terms carefully before using the Service.

1. Intellectual Property

All content, courses, features, software, and materials provided on the Service are the property of FourAm Academy or its licensors and are protected by intellectual property laws. This includes, but is not limited to, video content, written materials, graphics, trademarks, logos, and design elements.

You may not copy, modify, distribute, publish, sell, lease, or reverse engineer any portion of the Service without prior written consent.

2. Use of the Service

You agree to use the Service in a manner consistent with all applicable laws and regulations and in accordance with these Terms.

Prohibited behaviors include:

• Harassing or abusing any other user

• Uploading harmful, defamatory, or offensive content

• Attempting to gain unauthorized access to any part of the system

• Using the Service to advertise, solicit, or promote third-party goods or services

We reserve the right to suspend or terminate your access to the Service at our sole discretion for violations of these Terms.

3. Accounts and Security

To access certain features, you may be required to create an account. You agree to:

• Provide accurate and complete information

• Maintain the confidentiality of your account credentials

• Notify us immediately of any unauthorized access to your account

You are responsible for all activities that occur under your account.

4. Purchases and Subscriptions

If you purchase a course, coaching program, or subscription, you agree to provide valid payment information and authorize us (or our payment processors) to charge the applicable fees.

Some purchases may be governed by additional terms disclosed at the point of sale.

5. Payment Processing

We use third-party payment processors such as Stripe and PayPal. Your financial information is handled securely by these services and not stored on our servers.

By making a payment, you agree to the privacy policies and terms of those third-party providers.

6. Refund Policy

Due to the digital nature of our content, all sales are final unless otherwise specified.

Refunds may be offered under limited conditions clearly outlined at the point of sale. Coaching services, memberships, and access to FourAm Academy programs are non-refundable unless stated otherwise in writing.

If you have questions, contact us at: support@fouramacademy.com.

7. Third-Party Links

Our Service may contain links to external websites that are not controlled or operated by FourAm Academy.

We are not responsible for the content, privacy practices, or availability of third-party sites, and your use of those websites is at your own risk.

8. Termination

We may terminate or suspend your access at any time, with or without notice, for conduct that violates these Terms or is harmful to other users or the integrity of the Service.

Upon termination, your access to all content will cease. All rights and licenses granted to you under these Terms will immediately terminate.

9. Disclaimer

The Service and all content are provided “as is” and “as available” without warranty of any kind. We make no guarantees that:

• The Service will be uninterrupted or error-free

• The content will meet your expectations or goals

• Any issues will be corrected

All content is intended for educational and informational purposes. No results are guaranteed from participation.

10. Limitation of Liability

To the fullest extent permitted by law, FourAm Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Lost profits

• Data loss

• Business interruption

• Personal injury or emotional distress

arising out of or related to your use of the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless FourAm Academy, its officers, affiliates, employees, and partners from any and all claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service

• Your violation of these Terms

• Your violation of any applicable laws or third-party rights

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles.

Any disputes arising under these Terms shall be resolved in the appropriate courts located in California.

13. Changes to Terms

We may update these Terms at any time. All changes are effective upon posting.

We will attempt to notify users of material changes via email or prominent website notice, but it is your responsibility to review these Terms periodically.

Your continued use of the Service constitutes your acceptance of any revised Terms.

14. Contact Us

If you have any questions or concerns about these Terms, please contact us:

Email: support@FourAmAcademy.com
Website: www.FourAmAcademy.com/contact

Privacy Policy for FourAm Academy

Effective Date: June 19, 2025

FourAm Academy (“us”, “we”, or “our”) operates the website www.FourAmAcademy.com (the “Service”).

This Privacy Policy describes how we collect, use, and disclose your personal data when you interact with our Service, and outlines your choices and rights related to that data.

By using our Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined here, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

Definitions

• Service: The website www.FourAmAcademy.com operated by FourAm Academy.

• Personal Data: Any information that relates to an identified or identifiable individual.

• Usage Data: Data automatically collected when you use the Service (e.g., IP address, browser type).

• Cookies: Small data files stored on your device to collect standard internet log info and user behavior.

Information We Collect

Personal Data

When using our Service, you may be asked to provide certain personally identifiable information, including but not limited to:

• First and last name

• Email address

• Phone number

• Billing/shipping address

• Job title or professional affiliation (optional)

• Program enrollment or participation data

This information may be collected when you:

• Sign up for a course or newsletter

• Register for webinars or coaching programs

• Download resources or lead magnets

• Request support or consulting services

Usage Data

We may also collect non-identifying information on how our Service is accessed and used, such as:

• IP address and browser version

• Pages visited and time spent on each page

• Clickstream behavior

• Device identifiers and diagnostic data

Cookies & Tracking

We use cookies and similar tracking technologies to personalize your experience and improve the Service.

Types of cookies we use:

• Session Cookies – Used to operate our Service

• Preference Cookies – To remember your settings and preferences

• Security Cookies – To enhance security

• Analytics Cookies – To analyze user behavior and improve performance

You can configure your browser to refuse cookies or notify you when a cookie is being sent.

How We Use Your Data

We use the data we collect to:

• Deliver and maintain our Service

• Communicate important updates and promotions

• Enable account creation and secure logins

• Improve user experience and program effectiveness

• Respond to support inquiries

• Detect and prevent fraud or abuse

• Conduct analytics and performance tracking

• Offer tailored learning or advertising experiences

Data Sharing & Disclosure

We do not sell your personal data. We may share your information with:

• Service Providers who help us operate our platform (e.g., hosting, email, payment processing)

• Analytics Providers such as Google Analytics, Matomo, Clicky

• Advertising Partners such as Google Ads, Facebook Ads, LinkedIn

• Legal Authorities when required by law or to protect our legal rights

All third parties are contractually obligated to use your data solely for the intended purpose and safeguard it accordingly.

Payments

We use third-party processors to handle payment transactions securely. These platforms include but may not be limited to:

• Stripe – Privacy Policy

• PayPal/Braintree – Privacy Policy

• Square – Privacy Policy

We do not store or process your payment information directly.

Cross-Border Transfers

Your information may be transferred to—and maintained on—servers located outside your jurisdiction, where data protection laws may differ. By submitting your data, you consent to this transfer.

We take appropriate safeguards to ensure your data remains secure and treated in accordance with this Privacy Policy.

Security

We follow commercially reasonable security practices to protect your data. However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security, but we continually update our systems to improve protection.

Do Not Track (DNT)

Our Service does not currently respond to Do Not Track signals from browsers.

Children’s Privacy

Our services are not intended for children under 18. We do not knowingly collect personal data from minors. If we learn that we have collected such information, we will take steps to delete it.

Your Rights & Choices

Depending on your jurisdiction, you may have the right to:

• Access or correct your personal data

• Delete your account or personal information

• Opt out of marketing communications

• Restrict or object to data processing

To exercise any of these rights, email us at hello@FourAmAcademy.com.

Third-Party Links

Our Service may include links to other websites not operated by us. We encourage you to review the privacy policies of any external sites you visit, as we are not responsible for their content or practices.

Changes to This Privacy Policy

We may update this policy occasionally. Any changes will be posted on this page with a new effective date. Continued use of the Service after such changes constitutes your consent to the updated policy.

Contact Us

For any questions regarding this Privacy Policy or your personal data, please contact:

Email: hello@FourAmAcademy.com
Website: www.FourAmAcademy.com/contact